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As talked about earlier, Prosper was founded in 2006 and was the extremely 1st company to pioneer this sort of lending platform. For a new idea and technologies that has only been about 6 years there are those who are extremely skeptic. Queries are raised if this is for genuine and could this be the new future of lending? Effectively, I do not have a crystal ball, but it is my guess that this is something that’s not going to go away any time soon. There are some genuinely fantastic positive aspects platforms like these present. Not only from a borrowing standpoint but from an investors as effectively. Where else can an investor get double digit returns? Certainly not in their bank CD accounts. Another sign that I believe supports my notion of p2p lending sticking around is that now some of the huge names in Wall Street are jumping aboard these businesses. In May possibly of 2012 it was reported that p2p lending has hit $1 billion dollars.
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